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Financial Education for the Whole Family
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Latest Articles on Financial Education
Online Savings Accounts for Teens
“A penny saved is a penny earned.” - Benjamin Franklin The great Benjamin Franklin was a wise man, indeed. If he were alive today, he might very well say that an online savings account is the perfect way to teach teens about fiscal responsibility. Teaching teens...
Book Review – Mimi, Money and Me by Patricia Davis – Witty and Powerful!
Witticisms from the Old Folk that Still Ring True Today, I was sitting on my decking enjoying the bright Santa Barbara sunshine, sipping a cold glass of one of my favorite herbal teas, and thinking about Camp Millionaire and how we try to make it a fun experience for...
Be The Person People Rave About
I'm in the market for a new bookkeeper for my boyfriend's company, Creative Carpet Repair. He's taken it, in less than three years, from a single man (him) operation where he ran around in his truck up and down Southern California to a full-fledged company with six...
Financial Freedom: What Does it Really Take?
Financial Freedom: What Does it Really Take? I get emails all of the time from what appear to be stressed, tired human beings asking some very simple, yet serious, questions about money and financial freedom. This morning I got the following message and just had to...
Paypal’s BillMeLater Program – DON’T DO IT!
Everywhere you look, companies are still offering people the opportunity to be irresponsible with their money. Even PayPal has gotten into the 'credit' game recently with their new BillMeLater service...but don't do it and here's why. Painful Credit Lessons Don't Last...
New Year’s Resolutions Do NOT Work…Do These 5 Steps Instead.
I know, I know...it's that time of year that we've all been convinced is the perfect time to change something about ourselves... How we look What we weigh How we workout What we eat How we treat others How we treat ourselves How we save money How we spend money How we...
RFID – Just another reason NOT to have a credit card!
Plastic...it's everywhere. We have come to accept its insidious use in our lives...but should we? If you think I'm talking about plastic bags or plastic food containers or the plastic used in almost every toy known to man, think again. Nope...I'm talking about...
Only Borrow Money to Make You Money
Only Borrow Money to Make You Money Of all of the financial principles we teach in Camp Millionaire and The Money Game, this principle alone would have kept Americans from getting into debt they couldn't get themselves out of. Making Money Borrowing Money If...
Financial Education in Schools – The Missing Piece
Most parents agree with the idea that financial education should be taught in schools...in addition to being taught at home. There are, however, several challenges with financial education in schools: Schools are gears toward getting students to be proficient in...
Happy Story from a Money Game Instructor in New Zealand
Every so often, I get an email that warms my heart...financial literacy wise. It's usually from one of our Camp Millionaire instructors or Money Game instructors around the globe and often it's from a parent who is so happy their son or daughter learned about money in...
Money Games for Kids
Every holiday season—birthday, Christmas, etc.—many parents are faced with the question of what to buy their children for a gift. And experience shows us that kids sometimes use the box something came in more often than the actual gift it came in. If you're going to...
Money Judgments…What Are Yours?
Money...in the worldly scope of making it and using it for whatever we need and want, there are many judgments and opinions about its use. We judge... How it's made How it's spent How it's invested How it's donated How we think about it Who makes how much and how they...
Living Within Your Means
Guest Post by Expert Panel Member Claudia Mulcahy Living within your means doesn’t equate to living less well. You not only save money by not buying candy, sodas, coffee, alcohol, or cigarettes, but your body will celebrate! Maybe you bike to work to save money on...
Why Most Budgets Don’t Work: Reason #4
Guest Post by Brian Hamilton, Bestselling Author of 90 Day Money Challenge. Please visit his site for the other 3 reasons budgets don't work. Who should handle the budgeting in a marriage? The husband or the wife? The spender or the saver? The nerd or the free spirit?...
F.A.Q. about Events, Savings and Winning The Money Game
As you know, I love getting great questions about The Money Game that allow me to expand the game even further. Sometimes the questions spur an addition that is so blatantly missing in the game it causes me to pause, and think, "How did I miss that?" It always...
Camp Millionaire Summer 2012
Creative Wealth in Santa Barbara is gearing up for it's one and only summer Camp Millionaire July 28-29th. With our focus shifting to training others how to teach their own Camp Millionaire and Money Game events, we've only got one camp scheduled...but there are a few...
Getting There From Here: Alice and Your Financial Goals
Guest post by our newest Expert Panel Member, Claudia Mulcahy In Alice in Wonderland, Alice is lost, and asks the Cheshire cat for directions to get out of the place in which she currently finds herself. The cat tells Alice that getting out depends on where you want...
Is it just me or are we spending money in the wrong places
You all know that I'm big on getting financial literacy done instead of spending valuable time, energy and money on more development of more ways that don't work to teach money. Here's another example. I just got this in my email and copied it as is. It's a letter...
The Downside to the UPside Prepaid Debit Card
I'm going to make this short and sweet...or at least that's my intention. I just stumbled on a prepaid card called the UPside Visa Card but I don't see any upside to this. Why would you pay a monthly fee to use a prepaid, preloaded 'debit' card if you could just put...
The Easy Way to Start Your New Business
Have you ever wanted to work from home, work for yourself or market a new product idea or invention? Have you been stopped in your tracks by all the 'what abouts' that you don't know about? You know, the "What about this and what about that?" If so, you're not alone....
Define Your Worth From The Inside Out
Guest post by Valery Satterwhite Henry David Thoreau once said, "Wealth is the ability to experience a free and full life". We think that money is what will give us that ability - and that's just not true. Think about it.. Do you know a wealthy person who feels...
Social Media and Kid’s Future Success (and Safety)
I wrote this letter in response to a gentleman's Letter to the Editor in the Santa Barbara Newspress. I thought it important enough to post for you. Dear Editor: In response to Lane Fillers letter to the editor entitled “Facebook isn’t looking out for your children”...
How to Talk to Your Teen about Money
Guest Post By Jill Suskind Talking to teens about money is an art form! Remember the parents’ voices in the Charlie Brown movies? Ever feel like your teen hears “wah wah wah wah” like Charlie Brown and his crew do when you bring up the subject? So, how do we talk to...
What’s Missing in Practical Money Skills for Life from VISA
We all know that banks, credit unions, and companies that offer credit cards are in the "use our money so we can charge you compound interest on the balance and make a lot of money from your inability to pay it back in full because you never learned about money"...
Burning Question: When is the best time to teach my children about money?
The best time to teach your children about money is the day they are born by making sure you are setting the best example. As soon as they become aware that people trade money for things, it's time to explain where the money comes from. As soon as you realize they...
Made in America: China’s Financial Literacy Program
California-based Camp Millionaire Makes Global Debut SANTA BARBARA -- April 16, 2012 – While certain U.S. agencies are looking busy convening meetings about how best to improve this nation’s financial literacy, people from other countries are using a U.S.-based...
What lifestyle do you want (to support)?
Everywhere we turn these days, we hear and read about others who have figured out, and want to share, the secrets to creating our dream lifestyles, live the way we want to live and so on. There are books and seminars galore promising to share these secrets with you,...
Your Teen’s Habits with Money Have Everything to Do with How They Think about Money
Guest Blog By Jill Suskind. Since we expose our Camp Millionaire campers to the principle, "Your thoughts, beliefs and attitudes determine your wealth potential", I thought Jill's article was a great fit. As an adult, financial beliefs are at the core of your success...
The US Tax System Explained in Simple Terms
Most people in the United States don't understand how our tax system works. The following story, written by David R. Kamerschen Ph.D. Professor of Economics originally was written about men and beer so I crafted a kid-friendly version for you. This should be taught in...
Chickens and Ducks: Financial Ponderings of a Traveler
When we travel, we tend to notice things in the context of our lives. Here are some examples: My boyfriend is in the carpet repair niche, so everywhere we go, he looks for, and critiques, carpet installations and notices carpet that needs to be fixed. If you're in the...
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At InnerWealth Publishing, our mission is to empower families with the knowledge and tools they need to achieve financial literacy. We believe that financial education should be accessible and engaging for all ages. Our vision is to create a world where everyone has the confidence and skills to make informed financial decisions. Through our unique books, games, and resources, we strive to make learning about money fun and impactful.
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Empower your family with the knowledge to make smart financial decisions. Explore our collection of books and resources designed for kids, teens, parents, and women.