Empower Your Financial Future
Financial Education for the Whole Family
Discover essential resources and tools to teach kids, teens, families, and women about money management and investing.
Latest Articles on Financial Education
Talking to your kids about an economic crisis
Article Overview We've been getting a lot of calls and inquiries from those of you with kids and grand kids about what's going on in our world right now. People want to know how to talk to their kids about what is happening with our financial situation. The younger...
Lots of Financial Literacy Statistics to Ponder
Attorney Advice...No Charge What Parents are Saying The percentage of income used for household debt (payments, including mortgages, credit cards, and both normal and refinanced student loans) rose to the highest level in more than a decade in 2001 and remained at 14%...
Kids and Credit Cards
The resounding answer to this question is "NO" they do not! Ask youself this simple question, "Did I need a credit card when I was young?" I'm pretty sure the answer will be another NO. The next question I always here from parents is, "But our kids need to be...
Teach your Kids to be Millionaires
Whoever came up with the saying "money does not grow on trees" should be fired. I assume they either didn't read or agree with Benjamin Franklin who said "money is of a prolific generating nature." Wouldn’t it be wiser to use the “money and trees” saying to motivate...
Mentoring a Child Changes Lives Their Life, And Yours
Want to Make a Difference This Summer? Mentor a Child Think back. Depending on your age, way back. Was there someone in your life that took you under their wing, taught you a think or two, made an impression on you that you'll never forget? That person was a mentor to...
Teaching Our Children the Power of Gratitude
We often accuse our children (and partners) of taking things, or us, for granted. A positive way to look at this is to recognize that the children and partners feel comfortable and secure in us being there. The negative to this can sometimes lead to wishing they were...
Make Learning About Money Your Child’s Idea
If I get one question consistently, it's this one, "What's the best way to teach my kids about money?" I have a simple answer…Do whatever you can to make it their idea. I call this using "Teachable Moments" to introduce financial education, or anything else for that...
Financial Freedom and Finding Your Purpose
For many people, there is a huge connection between life and finding one's purpose. And for many of these people, the connection extends to their pocketbooks. Over the last few decades, the idea that you should, "find your purpose in life in order to be happy and...
Tips to Raising a Millionaire
If you've read many of my articles to date, you know how passionate I am about our involvement in our own children's financial education. You also know I feel about making sure your children are involved in all aspects of the family finances. To give you some ideas on...
Kids and Goal Setting: Soccer Anyone
Many adults set yearly goals while others set monthly or weekly goals. Only a handful set daily goals. Statistics show that people who set daily goals reach more of their goals than those who don't. Regardless of how often parents set their own goals, it is common...
ADKAR Five Steps to Creating the Life YOU want
One of the most interesting aspects of life is the disparity between knowing what you need to do in order to have the life you want and actually doing those things. This conversation always leads back to the concept referred to as "Be - Do - Have". For those of you...
Allowances and Holiday Spending
It's that time of year again. Time to 'help' your kids buy gifts (if you do gifts) for others. And by help, I mean help them literally and financially. There's so many options for this 'help', I could write a book on the subject but let me illustrate a few of the most...
Bailout Fails Market Comment
They say it isn't a bailout ... but it is. They say it is necessary to keep Main Street alive ... and they are right. THE PAULSON BAILOUT GOES THROUGH CONGRESS Last week, I sent an email blast telling everyone to contact their congressional leaders asking them to slow...
Financial Ups & Downs
As with everything in life, things go up and things go down. And then they go up again and down again. You can liken it to a wave which goes up and down, or to a glass of water you set down on a flat surface. If you knock the glass, the water is disturbed but, in...
Compound Interest vs. Compound Growth
I hear people say all the time that the most important thing to teach kids about money is the power of compound interest. But really, that's not the true picture of why investing works and why our money grows over time. It's not actually always compound interest that...
Financial Planning Tips for Having a Baby
Article Overview Having a baby is requires a massive amount of preparation. You must determine whether to paint pink or blue, rearrange work schedules, buy strollers, cribs, car seats and every other baby necessity. You must even decide on a name that they will carry...
Great Financial Tips for Stay-at-Home Moms
Article Overview Stay-at-home moms face a myriad of challenges; not the least of them is managing family finances on only one income. This is just a short list of issues. Self education regarding family finances is crucial for homemakers because of reduced income,...
Great Financial Tips for Stay-at-Home Moms
Article Overview Stay-at-home moms face a myriad of challenges; not the least of them is managing family finances on only one income. This is just a short list of issues. Self education regarding family finances is crucial for homemakers because of reduced income,...
Statistic Indicate Women are Poorer in Retirement
Article Overview Every woman knows that there are inequities between women and men when it comes to financial matters, but few know exactly what they are or how to overcome them. As we began researching women’s financial issues we were stunned at the scope of these...
Best Reasons for Giving Your Allowance
We’ve all heard, and probably said, that practice makes perfect. while most of us know there’s no such thing as perfect, there is, however, learning to do the best you can with what you have to work with and what you know at any particular time. If you’re like most...
Financial Thought Patterns
People who do great things don't sit around wondering what can go wrong; they sit around imagining all of the things that can go right! And people who have created a lot of wealth in their lives and do a lot of good for others have done so because they have done...
Kids and Goal Setting: Soccer Anyone
Many adults set yearly goals while others set monthly or weekly goals. Only a handful set daily goals. Statistics show that people who set daily goals reach more of their goals than those who don't. Regardless of how often parents set their own goals, it is common...
To a Life of Passion and Beyond
Imagine that it was commonplace for children to be exposed to a myriad of career opportunities relating to each new discovery of something interesting? Imagine growing up in a culture where we naturally make money doing something we really love? Imagine a teenager...
Financial Literacy Holiday Gift from Creative Wealth
December 18, 2013 Happy Holidays! I'm currently in the Caribbean, about to be the matron of honor for the lady I stayed with a few years ago. She's experiencing a lot of stress before the wedding and in a lot of pain. It is so interesting how we human beings interpret...
Stop worrying about your credit ratings!
Because I am the proud owner of many financial education websites and several financial literacy blogs, I receive, almost weekly, requests from other website owners requesting that I post a link for their sites on my blogs and sites. My usual response back to them is,...
Single Most Important Tip for Creating a Simple Life
I have been traveling this month (September 2013) to visit family, making the rounds to Portland, Oregon to visit my son and my sister and her family, on down to Corvallis (my alma mater...go Beavers) to visit a long-time girlfriend and then over the Cascade Mountains...
Millionaire Habits – Learn Them Early or Else
One of the activities we do in every Camp Millionaire and Moving Out! for Teens program is simply called Financial Habits. It's great for an adult financial education program as well as many adults just don't understand the importance of establishing great financial...
Nine Money Mistakes That Smart People Make
By Jim Garnett, a/k/a Ask Mr.G, a member of the ICFE's Board of Educational Advisors. As a veteran financial counselor I have counseled multiple hundreds of smart people with serious financial problems. These people had different incomes, different occupations, and...
Teens Have Fun Learning How To Move Out and More!
Back by popular demand, parents this summer have the rare opportunity let someone else make sure their teens know exactly what it’s going to take to move out and live on their own. Most parents admit they wished they’d learned this stuff when before they moved out....
Financial Education Books for Kids
Believe it or not, there's a great place on your child's book shelf for financial education books for kids. Financial literacy in the US and most other countries is hugely lacking so it's important to make sure your kids get a sound foundation in saving and investing...
Explore Our Blog Categories
Kids' Financial Education
Teen Financial Strategies
Family Budgeting
Women's Financial Empowerment
What Our Readers Say
Stay Updated with Our Newsletter
Our Mission and Vision
At InnerWealth Publishing, our mission is to empower families with the knowledge and tools they need to achieve financial literacy. We believe that financial education should be accessible and engaging for all ages. Our vision is to create a world where everyone has the confidence and skills to make informed financial decisions. Through our unique books, games, and resources, we strive to make learning about money fun and impactful.
Discover Our Financial Education Resources
Empower your family with the knowledge to make smart financial decisions. Explore our collection of books and resources designed for kids, teens, parents, and women.