We Reap What We Sow…Always!

It is often when we find ourselves focused on the wrong things, wondering why we’re not getting that which we wish…

This activity was sent to us by one of our favorite Creative Wealth Coaches, Earnest Williams (Texas) a while back and when I stumbled on it today, I remembered what a wonderful process I thought it would be in our Camp Millionaire or while playing a longer version of The Money Game where the kids actually had a chance to get to know one another.

Hope you enjoy it. The activity is explained in the story that Earnest sent me. Thanks Ernest! You’re a doll!

Reaping What We Sow

One day a teacher asked her students to list the names of the other students in the room on two sheets of paper, leaving a space between each name.

Then she told them to think of the nicest thing they could say about each of their classmates and write it down.

It took the remainder of the class period to finish their assignment, and as the students left the room, each one handed in the papers.

That Saturday, the teacher wrote down the name of each student on a separate sheet of paper, and listed what everyone else had said about that individual.

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Reaping What We Sow

On Monday she gave each student his or her list. Before long, the entire class was smiling. ‘Really?’ she heard whispered. ‘I never knew that I meant anything to anyone!’ and, ‘I didn’t know others liked me so much,’ were most of the comments.

No one ever mentioned those papers in class again. She never knew if they discussed them after class or with their parents, but it didn’t matter. The exercise had accomplished its purpose. The students were happy with themselves and one another. That group of students moved on.

Several years later, one of the students was killed in VietNam and his teacher attended the funeral of that special student. She had never seen a serviceman in a military coffin before. He looked so handsome, so mature. The church was packed with his friends. One by one those who loved him took a last walk by the coffin. The teacher was the last one to bless the coffin.

As she stood there, one of the soldiers who acted as pallbearer came up to her. ‘Were you Mark’s math teacher?’ he asked. She nodded: ‘yes.’ Then he said: ‘Mark talked about you a lot.’

After the funeral, most of Mark’s former classmates went together to a luncheon. Mark’s mother and father were there, obviously waiting to speak with his teacher.

We want to show you something,’ his father said, taking a wallet out of his pocket ‘They found this on Mark when he was killed. We thought you might recognize it.’

Opening the billfold, he carefully removed two worn pieces of notebook paper that had obviously been taped, folded and refolded many times. The teacher knew without looking that the papers were the ones on which she had listed all the good things each of Mark’s classmates had said about him.

Thank you so much for doing that,’ Mark’s mother said. ‘As you can see, Mark treasured it.’

All of Mark’s former classmates started to gather around. Charlie smiled rather sheepishly and said, ‘I still have my list. It’s in the top drawer of my desk at home.’

Chuck’s wife said, ‘Chuck asked me to put his in our wedding album.’

‘I have mine too,’ Marilyn said. ‘It’s in my diary’

Then Vicki, another classmate, reached into her pocketbook, took out her wallet and showed her worn and frazzled list to the group. ‘I carry this with me at all times,’ Vicki said and without batting an eyelash, she continued: ‘I think we all saved our lists’

That’s when the teacher finally sat down and cried. She cried for Mark and for all his friends who would never see him again.

The density of people in society is so thick that we forget that life will end one day. And we don’t know when that one day will be.

So please, tell the people you love and care for, that they are special and important. Tell them, before it is too late.

And One Way To Accomplish This Is: Forward this message on. If you do not send it, you will have, once again passed up the wonderful opportunity to do something nice and beautiful.

If you’ve received this, it is because someone cares for you and it means there is probably at least someone for whom you care.

If you’re ‘too busy’ to take those few minutes right now to forward this message on, would this be the VERY first time you didn’t do that little thing that would make a difference in your relationships?

The more people that you send this to, the better you’ll be at reaching out to those you care about.

Remember, you reap what you sow. What you put into the lives of others comes back into your own.

And how does this relate to creating financial freedom? I’ll let you put two and two together to answer that question for yourself.[/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Goose That Laid The Golden Egg – Oldy But Goody

Some of the most important lessons can be taught via story. In all of our Camp Millionaire or Creative Wealth for Adults programs, we always tell a very funny version of “The Goose That Laid The Golden Egg” and it really teaches people not to kill their goose…i.e., don’t spend the money that’s paying you every month.

This is your retirement money and the assets that are producing your passive income. I like to tell the story in a cowgirl hat and do it with a little southern drawl…the kids love it and laugh. And if you have older kids (15ish), just admit it’s a silly story but ask if they’ll just play along! Works ‘most of the time’.

Here it is…embellish as you wish and tell it with gusto! I tell it with lots of fill in the _______ (blanks) so it’s more interactive. Try it…it’s a lot more fun that way.

The Goose that Laid the Golden Egg

Once upon a time, there was a poor farmer who worked the fields day and _________ (night). Every day he worked so hard he went to bed plumb tuckered. Plumb what? (tuckered). He did this for many years and was getting really tired of working in the fields.

One day he decided to take a break and go for a walk and as he was walking along the road he heard the loudest racket coming from a ditch. He looked down and there was a goose with a broken wing. The poor farmer took pity on the goose and decided to take it home and nurse it back to health. So that night, the farmer put the goose in his chicken coop and went to bed.

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Farmer and his 'golden goose'

The next morning, when the farmer went to go collect his chicken eggs from the chicken coop for breakfast, what do you think he found? A golden egg. The farmer took the egg in his hand, wondering if this could possibly be real. He found an axe and chopped the egg in half and it was gold through and through. The farmer jumped up and yelled, “I’m rich, I’m rich, I’m rich!!” and immediately went to the bank to exchange the gold for money. That day, the farmer didn’t go to work—instead he bought everything he’d always wanted to buy—a brand new tractor for his farm, new tools for his garden, an ipod to put all his music on, a laptop, a flat-screen TV and a new surround sound stereo system. That night the farmer went to bed and thought, “Wow, today I got to do everything I’ve always wanted to do and I didn’t have to work. This was probably the best day of my life. I will always keep it in my memory.”

But the next morning, when the farmer went to collect the eggs from his chicken coop, lo and behold, he found another golden egg. This time the farmer didn’t even have to check if the egg was real, instead he just jumped up, screamed, “I’m rich, I’m rich, I’m rich!” and ran to the bank and exchanged the gold for money. This day, the farmer bought even more things that he wanted, including trips he’d always wanted to take and dinners he could never afford before and lots and lots of jewelry for his loving wife, and a speedboat for good measure. That night, the farmer went to bed under his brand new comforter and thought, “Wow, two days in a row where I didn’t have to work and could do anything to my heart’s content. I will always keep these two days in my memory.”

When the farmer went again to collect chicken eggs from his chicken coop, though, he found yet another golden egg, and the day after that another golden egg, and the day after that and the day after that and the day after that and the day after that and the day after that and the day after that and this went on for a while and pretty soon, the farmer became really good at spending this money – so good in fact that the money was running out faster than the day. So the farmer got an idea. He thought to himself, “I bet if I went into the coop and killed the goose and gutted it, then I could have all the eggs at once!”

The farmer went into his brand new tool shed that be bought with the golden goose egg money and grabbed the shiny new axe that he bought with his golden goose egg money and went into the new goose coop that he bought with his golden goose egg money and hoisted the axe above his head and CHOPPED the goose’s head off and GUT the goose in half…and what do you think he found inside? Nothing but goose guts.

And so the farmer went back to working the fields day and night for the rest of his life and his wife ended up leaving him for the golden goose farmer across the street.

So what’s the moral of the story? (Let them tell you.)

Exactly. Don’t kill the goose that’s laying the golden eggs, especially if it’s producing your passive income.[/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

Savings & Spending Plan (SSP) Activity Lesson (aka Budget)

Let’s face it…without a handle on how much money is coming into our lives each month (from both earning and making money) and how much is going out (spent on living expenses), it’s hard to get a grip on having extra money in your life.

We’ve all experienced times when we thought we had more money than we did. WHAT? How did THAT happen? is usually our response…though we know inside what happened…

WE JUST WEREN’T PAYING ATTENTION TO OUR MONEY!!!

The term ‘budget’, however, has gotten a bad rap as of late. People see or hear the word and immediately think DIET and following that with RUN AWAY! So you see, we have a wee bit of a challenge teaching people what a fabulous rich tool a budget really is.

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The Code of Honor Activity Lesson

You know you just hate being told how to act and what to do? Well, it’s pretty universal among kids AND adults so we created a way for the participants in our programs to create their own rules and we call that process the Code of Honor Activity.

The cool part about the Code of Honor activity is that it makes it relatively easy for you, the instructor (or parent:) to revisit the code any time the child or teen (or heaven forbid an adult in your program) acts out or goes ‘against the code’ as it were. Simply ask the participants to come with you and ask him/her to read the behavior that you want them to acknowledge and have a chat about making a new agreement.

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The Money Jars Activity

Managing money wisely is one of the most important skills necessary to becoming a financially savvy adult. Only problem is that very few of us actually learned a system or strategy for managing our money.  This is where the Money Jars Activity comes in.

You see, most people grow up thinking that money has one job…spending. And it’s not their fault! After all, this is what they saw modeled for them for years while they were growing up. But if this is truly what you think money is for, you’ll never have much extra to make your dreams come true, help others make their dreams come true and create financial freedom for yourself.

The Money Jars activity shows that money actually has six or more ‘jobs’ so you can begin to use money differently. You might have heard of using envelopes or different accounts (which these can ultimately be). After you learn about The Money Jars, you’ll see the power in compartmentalizing your uses for your income using The Money Jars.

Here’s Darren teaching and reviewing The Money Jars with our
Camp Millionaire kids last summer…

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The Money Jars

Want to learn how to use The Money Jars to manage your money like a pro? Check out The Money Jars: Your Magically Money Management System.

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The Money Jars

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Introducing Your New Best Financial Friend…The Money Jars!

The Money Jars is a powerful activity and our participants (ages 10-70) often tell us it’s one of the most valuable financial habits they learn in our programs.

botton Click here to download The Money Jars Activity Lesson.
video Video of The Money Jars
Please feel free to download Elisabeth’s ebook, The Money Jars…Your Magical Money Management System and learn all about The Money Jars.


And as always, if you have questions about any activity, please call the office at 805-957-1024 or email elisabethdonati@gmail.com.[/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

The Language of Money Activity Lesson

Learning about money is just like learning about any other subject…there are words that are specific to the topic that you must know and understand in order to put the information you’re learning to use for your benefit.

Assets, liabilities, saving, investing, debt and credit and on and on and on.

So imagine two groups of kids (any age by the way…I’ve done this with adults and it’s hilarious so the concept works with any group of words) standing behind a line of tape. Add the language of money and two fly swatters and you’re up and running. Oh…and be prepared to laugh!

Rich people know the Language of Money and learning this language is critical to becoming financially free in life. The Language of Money Activity Lesson can be used with any financial education curriculum and because the words are laid out in Word document, you are free to change the font and/or add any additional words you wish!

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